Mortgage Application Process Category FAQs
Will you share or sell my information?
Is my personal information secure?
Balance Mortgages uses the most secure technology available to ensure that the data you send us remains absolutely confidential and secure.Website Security
If my mortgage application is approved, am I obligated in any way?
Absolutely not! You are under no obligation to accept a loan offer presented to you through Balance Mortgages. There are also no costs associated with the mortgage application process.
What types of mortgages do you arrange?
- 1st and 2nd mortgages
- Mortgage renewals and switch mortgages
- Construction mortgages
- Mortgage transfers
- Refinance debts
- Debt consolidation mortgages
- Self employed applicants
- Bank declined mortgages
At this time we do not offer commercial mortgage applications.
How do I get started with my mortgage application?
It’s simple, from the homepage click on apply today, fill out the no obligation online mortgage application, click on submit and get an answer in minutes!
What are the hidden costs?
There are no hidden costs…
What interest rate can I expect with Balance Mortgages Team?
At Balance Mortgages, we survey Canadian mortgage lenders including Chartered Banks, Trust Companies, Credit Unions and private lenders, to get you the lowest possible mortgage rate available.
Our interest rates are posted on our homepage and updated on a daily basis when required. Find a lower rate? We’d be surprised, but let us know and we’d be happy to check it out.
How can I check on the credibility of Balance Mortgages Team?
The best endorsement comes from people who found a loan through Balance Mortgages. We get letters and notes each day from clients who have been very happy with the services we provide and shared their comments in testimonials.
Balance Mortgages also has a number of professional affiliations which can be reviewed on our about us page. Our policies and practices adhere to the ‘Ten Principles of Privacy’ which comply with the Personal Information Protection and Electronic Documents Act (PIPEDA) and corresponding Provincial Privacy Acts.
Who are your Lenders?
Balance Mortgages network includes the majority of the top, respected mortgage lenders in Canada including Chartered Banks, Credit Unions and Trust Companies. In addition, Balance Mortgages includes a significant network of private lenders.
Where in Canada can I get a mortgage?Balance Mortgages network of lenders will mortgage properties across Canada, excluding Quebec.